Legal Documentation

SohoPay Cookie Policy

Node Technology Services, Inc., operating as SohoPayLast Updated: October 14, 2026

1.Introduction and Scope

Node Technology Services, Inc., operating as SohoPay ("SohoPay," "we," "us," or "our"), uses cookies and similar technologies to operate our websites, account portal, authentication workflows, developer interfaces, and related services (the "Services").

This Cookie Policy explains what cookies and similar technologies are, how and why we use them in connection with the Services (as summarized in Section 17 of the SohoPay Privacy Policy), and the choices available to you. This Cookie Policy should be read together with the SohoPay Privacy Policy and SohoPay Terms of Service.

2.What Are Cookies and Similar Technologies

Cookies are small text files placed on your browser or device when you visit a website or use an online application. They allow a service to recognize your browser, maintain authenticated sessions, enforce security protections, and remember your preferences.

Alongside HTTP cookies, the Services may use comparable local storage mechanisms—such as browser localStorage, sessionStorage, cryptographic session tokens, and OAuth state identifiers—to support phone-and-OTP sign-in, session continuity, and fraud prevention. References to "cookies" in this Cookie Policy include these similar technologies where applicable.

3.How SohoPay Uses Cookies

We use cookies and similar technologies necessary for sign-in, session security, account preferences, and service operation. If optional analytics or other non-essential technologies are used, we will disclose them and offer any controls or consent required by applicable law.

3.1Strictly Necessary & Authentication Cookies

These cookies and tokens are essential for the Services to function. They support mobile phone one-time password (OTP) verification, OAuth-based authorization flows, authenticated borrower and merchant sessions, agent delegation management, and routing across protected pages. Because these technologies are strictly required to deliver the Services you request, they cannot be disabled through optional preference toggles.

3.2Security, Risk, and Fraud Prevention

We use security cookies and session identifiers to protect accounts, detect brute-force or automated OTP abuse, prevent cross-site request forgery (CSRF), verify device or session integrity, and safeguard Purchasing Power, A2A payments, and wallet interactions.

3.3Account & Interface Preferences

Preference technologies remember settings that improve your experience on the Services, such as interface state, dismissed notices, selected developer or documentation views, and session preferences.

3.4Service Reliability, Diagnostics, and Analytics

We process technical and diagnostic signals—such as page load reliability, API error logs, and operational performance metrics—to maintain uptime, debug issues, and improve the Services. Where optional analytics cookies or similar non-essential technologies are deployed, we provide required disclosures and honor applicable opt-out or consent requirements.

4.Summary of Cookie Categories

Summary of Cookie Categories
Category	Primary Purpose	Typical Duration
Authentication & Session	Maintain authenticated sign-in after phone OTP verification, manage OAuth state, and keep account sessions active.	Session or up to the applicable token expiration period.
Security & Abuse Prevention	Enforce CSRF protection, rate limiting, OTP attempt controls, and suspicious-activity detection.	Session to 12 months, depending on the security control.
Preferences & Functionality	Remember UI state, user preferences, and cookie or notice acknowledgments.	Up to 12 months.
Diagnostics & Performance	Monitor service health, diagnose failures, and measure aggregate feature reliability.	Session to 12 months.

5.No Targeted Advertising or Sale of Personal Information

We do not permit third-party advertising networks to place behavioral tracking cookies on our Services to profile you across unrelated websites.

6.Third-Party Services and Integrations

Certain workflows within the Services—such as identity verification, optional bank account linking (for example, through Plaid where offered), external wallet connections, or embedded infrastructure—may involve interfaces operated by third-party providers. When you interact with those providers, they may set their own strictly necessary security, session, or fraud-prevention cookies or local storage items under their own privacy and cookie notices.

Similarly, if you access SohoPay through an external AI platform, MCP client, or third-party application, that platform governs its own cookies and tracking technologies.

7.Your Choices and Browser Controls

Browser settings: Most web browsers allow you to view, block, or delete cookies and site data through browser settings. Blocking or deleting strictly necessary authentication or security cookies may prevent you from signing in with OTP, maintaining an active session, or authorizing transactions.
Local storage clearing: You can clear browser localStorage and sessionStorage at any time through your browser developer or privacy settings.
Browser opt-out signals: Where legally applicable, we process recognized opt-out preference signals (such as Global Privacy Control) in accordance with applicable law, as described in Section 13 of our Privacy Policy.

8.Changes to This Cookie Policy

We may update this Cookie Policy from time to time as our Services, technologies, and legal requirements evolve. When we make changes, we will update the "Last Updated" date at the top of this page and provide any additional notice or consent mechanism required by applicable law.

9.Contact Us

Node Technology Services, Inc., operating as SohoPay

Privacy: privacy@sohopay.xyz | Legal: legal@sohopay.xyz

Website: https://sohopay.ai

Registered mailing address: To be inserted following corporate confirmation before publication.

1.Introduction and Scope

2.What Are Cookies and Similar Technologies

3.How SohoPay Uses Cookies

3.1Strictly Necessary & Authentication Cookies

3.2Security, Risk, and Fraud Prevention

3.3Account & Interface Preferences

Preference technologies remember settings that improve your experience on the Services, such as interface state, dismissed notices, selected developer or documentation views, and session preferences.

3.4Service Reliability, Diagnostics, and Analytics

6.Third-Party Services and Integrations

Similarly, if you access SohoPay through an external AI platform, MCP client, or third-party application, that platform governs its own cookies and tracking technologies.

7.Your Choices and Browser Controls

Browser settings: Most web browsers allow you to view, block, or delete cookies and site data through browser settings. Blocking or deleting strictly necessary authentication or security cookies may prevent you from signing in with OTP, maintaining an active session, or authorizing transactions.

Local storage clearing: You can clear browser localStorage and sessionStorage at any time through your browser developer or privacy settings.

Browser opt-out signals: Where legally applicable, we process recognized opt-out preference signals (such as Global Privacy Control) in accordance with applicable law, as described in Section 13 of our Privacy Policy.