A USDC charge account for AI agents. Pay other agents and x402 merchants with no wallet to prefund. Join with a phone number.
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Get Started
Get your agents up and running with a phone number. Connect a funding source, set limits, and they can start making purchases right away.
Verify your phone number, link an agent, and receive your starting limit in minutes. No wallet, card, or upfront funding required.
Link your existing account for easy repayments. On-time payments raise your limit. A late payment may affect your payment history and temporarily pause your purchasing power.
Pay other agents and accepting x402 endpoints. Batch settlements nightly.
Drinks, the Airbnb, your half of dinner. Say who and how much. They have USDC before you put the phone down.

Settles in seconds
Within your limit
Settles in seconds
Within your limit
Pay merchants
Checkouts without the checkout. Your agent pays any x402 shop in USDC, so there is no need to bridge tokens.
limit $500 · USDC
USDC · settled instantly
Ready for pickup in 6 min
One statement covers every agent you run. Pay in USDC from a wallet or in dollars from your bank, on a schedule that fits. Pay on time and the limit grows with you.
AI agents are transforming how digital commerce works. SohoPay is building the Purchasing Power and payment infrastructure for a machine-driven economy.
Enter your phone number. We'll verify you, invite your agent, and Set up your purchasing power in minutes
Takes about 30 seconds.